We provide quick, transparent, and low-interest financial assistance to our registered members. Explore our guidelines and calculate your EMI below.
A member can apply for a loan only after completing exactly 90 days from the date of obtaining society membership.
It is the applicant's responsibility to arrange guarantors based on the requested loan amount:
All guarantors must be registered members of the society. Additionally, all guarantors and the applicant must hold society shares equivalent to at least 10% of the requested loan amount.
A deduction of 1% Building Fund and 1% Risk Fund will be applied to every approved loan amount.
The interest is calculated strictly on a daily reducing balance method, ensuring fair and lower interest payments as you repay your principal.
Calculate your estimated monthly installment based on our 18% reducing balance interest rate.
Estimated Monthly EMI
Reach out to our representatives or visit your nearest branch to initiate your paperless loan application process.
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